Moneytoken (IMT)

Posted by

The main idea of MoneyToken revolves around the idea that our innovative economic model allows you to hold onto your cryptocurrency and spend cash at the same time.

Joke Name

Moneytoken = Cash Token

Basic Intro

Link to the main website

Link to price/market cap

Exchange Ticker (IMT)

Coin or Token

Circulating Supply (9.4 Billion)

Total Supply (19.1 Billion)

Market Cap Ranking


MoneyToken is a Blockchain-based Financial Ecosystem focused on cryptocurrency-backed lending and crypto assets leveraging The main idea of MoneyToken revolves around the idea that our innovative economic model allows you to hold onto your cryptocurrency and spend cash at the same time. Money Token is a project that seeks to provide crypto-backed loans to those who have crypto assets. With money token there will be no need to sell off your cryptocurrencies in fiat currencies because the money you need will be made available to you in no time.

Key Features:

  • Money Lending Model
  • Safeguards
  • Exchange

Money Lending Model

The list of the advantages of this model versus traditional banking or pawnbrokers’ schemes:

  1. Automatic confirmation of the loan within seconds or minutes.
  2. No requirement for credit scoring or verification of assets.
  3. The customer regulates the loan conditions on their own within the confines of the platform’s terms.
  4. An option to deposit the collateral in several cryptocurrency assets in order to stabilize the general fluctuation of the collateral and lower any upward pressure on interest rates.
  5. Transparency of the operation during both transfer and retention of the security deposit.
  6. Transparency of collateral evaluation and the fluctuation of its value over time for both parties.

All transactions and loans are recorded and executed by the Ethereal-based contract. Deposits are kept in a wallet, protected by multiple signatures. To access the wallet, 3 out of 4 signatures are required. The first is one of them belongs to the borrower, the second is the lender, and the other two belong to the foundation. This guarantees no part, even MoneyToken platform can not access the fund without the help of others. That way, there is no risk that one of the parts will steal money or cheat someone. Such assurances can not be made by most regular and orthodox platforms where users must trust their platform owners with money and their transactions.


For full control over funds and collateral, MoneyToken will also include a decentralized exchange of their services. Users will be able to purchase electronic money at their option with fiat money and also swap loans with a currency they need. In addition, the exchange will be used to liquidate the collateral automatically in the event of mortgage currency devaluation to avoid any significant losses.


As with many other projects, MoneyToken is based around a platform for which adoption is essential. So far we haven’t seen anything exciting from the MoneyToken Project. The marketing is lackluster and the project is relatively unknown.


Overall, the MoneyToken project is quite behind its competition. In order to get on par with similar projects like SALT, they’d have to invest quite a lot in both development and marketing.


  • Improving liquidity


  • No direct backing (asset, profits, commodity)
  • Behind the competition
  • Limited marketing